{"id":4877,"date":"2018-11-06T07:03:47","date_gmt":"2018-11-06T07:03:47","guid":{"rendered":"https:\/\/www.foxymonkey.com\/?p=4877"},"modified":"2018-11-06T07:03:49","modified_gmt":"2018-11-06T07:03:49","slug":"gemfinder-q3-2018","status":"publish","type":"post","link":"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/","title":{"rendered":"The Gemfinder Q3 2018"},"content":{"rendered":"\n<p>Another Gemfinder collection for us to devour. The topics are the usual: investing, economics, market psychology etc.<\/p>\n\n\n\n<p>As a reminder, the Gemfinder content is evergreen. This means that at any point in time you can go back and read any previous <a href=\"https:\/\/www.foxymonkey.com\/tag\/gemfinder\/\" target=\"_blank\" rel=\"noreferrer noopener\">gemfinder<\/a> articles without missing out on &#8216;recency&#8217;. Time goes on but investing principles are here to stay.<\/p>\n\n\n\n<p>Before I list all resources, I want to thank Araminta and Alvar for having me on their new <a href=\"http:\/\/financial-independence.eu\/\" target=\"_blank\" rel=\"noreferrer noopener\">Financial Independence Europe<\/a> podcast. As the name suggests, we talked all things personal finance, the Foxy Monkey blog, my not-so-secret ways to make money (hello <a href=\"https:\/\/www.foxymonkey.com\/how-much-make-matched-betting\/\">matched betting<\/a>) and more.<\/p>\n\n\n\n<p>It was a lot of fun and if you can bear my non-native English accent then you can find the episode <a href=\"http:\/\/financial-independence.eu\/podcast\/017-is-matched-betting-a-worthy-side-hustle-foxy-monkey\/\" target=\"_blank\" rel=\"noreferrer noopener\">here<\/a> or hit play below :)<\/p>\n\n\n\n<iframe class=\"lazyload\" data-src=\"https:\/\/embed.simplecast.com\/80d8fd3a\" width=\"100%\" frameborder=\"0\" height=\"200px\" scrolling=\"no\" seamless=\"\"><\/iframe>\n\n\n\n<h2 class=\"wp-block-heading\">Investing<\/h2>\n\n\n\n<p><a href=\"https:\/\/behaviouralinvestment.com\/2018\/08\/14\/are-index-fund-investors-more-vulnerable-to-bubbles\/\" target=\"_blank\" rel=\"noreferrer noopener\">Are Index fund investors more vulnerable to bubbles? (Behavioural Investment)<\/a> &#8211; 3 min read<br>Joe Wiggins busts the myth that passive investors are subject to bubble investing. I&#8217;d suggest you read the whole piece. In short, active investing will set the prices and passive investing will follow. On average, the damage that passive investors will feel is similar to their active counterparts.<\/p>\n\n\n\n<p><a href=\"https:\/\/bpsandpieces.com\/2018\/09\/14\/not-your-fathers-emerging-markets\/\" target=\"_blank\" rel=\"noreferrer noopener\">Not your father&#8217;s Emerging Markets (Bps and Pieces)<\/a> &#8211; 5 min read<br>An excellent piece on how emerging markets have lately lagged behind and how the evolve over time. EM real growth since 1998 has outpaced the developed parts of the world. Also its country composition has dramatically changed (China 30% is the new Malaysia). If you love graphs then you&#8217;ll love this article.&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.causewaycap.com\/insight\/adventures-in-china-a-shares\/\" target=\"_blank\" rel=\"noreferrer noopener\">Adventures in China A Shares PDF (Causeway cap)<\/a>&nbsp;&#8211; 3 min read<br>With China now becoming more and more open to foreign capital, it&#8217;s worth asking the question: Is it time to invest in local shares if they are to be included in the MSCI emerging indices soon? This PDF analyses the risks and the potential rewards for the brave :)<\/p>\n\n\n\n<p><a href=\"https:\/\/www.pragcap.com\/a-peaceful-pain\/\" target=\"_blank\" rel=\"noreferrer noopener\">A peaceful pain (Pragcap)<\/a> &#8211;&nbsp;2 min read<br><em>&#8220;There\u2019s something almost meditative about reaching that point of peaceful pain. And the other day, as I was in the middle of a long and horrific run, I realised that this was exactly like good investing. In other words, the optimal portfolio is the point where you find a peaceful pain point. This is that point where you are optimising your returns in perpetuity, but not stressing them so much that you are tempted to quit.&#8221;<\/em><\/p>\n\n\n\n<p><a href=\"https:\/\/www.pragcap.com\/10-years-10-lessons-financial-crisis\/\" target=\"_blank\" rel=\"noreferrer noopener\">10 Years and 10 Lessons from the Financial Crisis (Pragcap)<\/a> &#8211; 3 min read<br>As Cullen Roche rightly points out, I think the biggest lesson is that optimism will beat pessimism and in the long-term you will be a winner. The next crisis will not be the same as the last, but the investing principles will be the same. You cannot predict, but you can prepare.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.cfr.org\/blog\/framing-turkeys-financial-vulnerabilites-some-rhymes-asian-crisis-not-repeat\" target=\"_blank\" rel=\"noreferrer noopener\">Framing Turkey\u2019s Financial Vulnerabilites: Some Rhymes with the Asian Crisis, but Not a Repeat (Council Foreign Relations)<\/a> &#8211; 12 min read<br>A very thorough analysis of Turkey&#8217;s economic problems (<a href=\"https:\/\/www.ishares.com\/uk\/individual\/en\/products\/251879\/ishares-msci-turkey-ucits-etf?switchLocale=y&amp;siteEntryPassthrough=true\" target=\"_blank\" rel=\"noreferrer noopener\">iShares MSCI Turkey<\/a> -44% YTD) mainly due to foreign denominated debt, political interventions, and private banking problems.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.starcapital.de\/en\/research\/stock-market-valuation\/\" target=\"_blank\" rel=\"noreferrer noopener\">Stock Market Valuations by country (CAPE, PE, PB, more) StarCapital<\/a> &#8211; 30 min read<br>Although the interactive website is pretty good, the PDF report is even better. If you&#8217;re interested in finding value in an overvalued world, have a read of the analysis by Star Capital.<\/p>\n\n\n\n<p>GDP growth in EM has outpaced developed markets, so why are prices crashing?<\/p>\n\n\n\n<p><a href=\"https:\/\/www.foxymonkey.com\/recommends\/principles-ray-dalio\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ray Dalio&#8217;s Principles Book<\/a> but in Video animation (30 mins)<\/p>\n\n\n\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe class=\"lazyload\" width=\"1200\" height=\"675\" data-src=\"https:\/\/www.youtube.com\/embed\/B9XGUpQZY38?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><a href=\"https:\/\/ofdollarsanddata.com\/exception-to-the-rule\/\" target=\"_blank\" rel=\"noreferrer noopener\">Exception to the Rule (ofDollarsAndData)<\/a>&nbsp;&#8211; 5 min read<br>Just because a fund outperformed the S&amp;P 500 or London properties outperformed the German ones, it doesn&#8217;t mean we should always invest this way. An excellent piece on White Swan Investing.<\/p>\n\n\n\n<p><a href=\"https:\/\/humbledollar.com\/2018\/10\/jack-of-hearts\/\" target=\"_blank\" rel=\"noreferrer noopener\">Jack of Hearts (Humble Dollar)<\/a> &#8211; 4 min read<br>Jack Bogle, the founder of Vanguard, shares his views on the current market. Index funds gaining more and more popularity (37% market share), <g class=\"gr_ gr_5 gr-alert gr_spell gr_inline_cards gr_disable_anim_appear ContextualSpelling\" id=\"5\" data-gr-id=\"5\">mythbusting<\/g> value vs growth and a &#8220;hefty&#8221; 1.5% stocks real return in the next 10 years moving forward.<\/p>\n\n\n\n<p><a href=\"https:\/\/mailchi.mp\/jonathanclements\/humbledollarthinking-about-money\" target=\"_blank\" rel=\"noreferrer noopener\">Thinking about money Newsletter (Jonathan Clements)<\/a>&nbsp;&#8211; 3 min read<br>12 suggestions for how to get the most out of our money<\/p>\n\n\n\n<p><a href=\"https:\/\/earlyretirementnow.com\/2017\/12\/06\/sky-high-stock-prices-how-to-cope-with-cape-fear\/\" target=\"_blank\" rel=\"noreferrer noopener\">Five ways to cope with &#8220;Cape&#8221; fear (Early Retirement Now)<\/a>\u00a0&#8211; 5 min read<br>If you, like me, suffer from the fear of investing in <g class=\"gr_ gr_35 gr-alert gr_gramm gr_inline_cards gr_run_anim Grammar only-ins replaceWithoutSep\" id=\"35\" data-gr-id=\"35\">overvalued<\/g> markets, Big ERN is here to save us. Let&#8217;s say the market is indeed overvalued and stocks are expensive.<\/p>\n\n\n\n<p>What are the alternatives??? Bonds paying 1-3% and low yields? Or let&#8217;s say you move out of stocks. What is the cape threshold below which we enter the market again? And finally, is the Shiller CAPE a reliable indicator of future market returns? Excellent Gem.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Property<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.foxymonkey.com\/shared-ownership\/\" target=\"_blank\" rel=\"noreferrer noopener\">Shared Ownership: The Cheapest way to rent (Foxy Monkey)<\/a>\u00a0&#8211; 9 min read<br>I simply consider Shared ownership to be the <g class=\"gr_ gr_7 gr-alert gr_spell gr_inline_cards gr_run_anim ContextualSpelling multiReplace\" id=\"7\" data-gr-id=\"7\">best renting<\/g> lifehack. IF you&#8217;re eligible, your ongoing costs are much cheaper compared to both 100% mortgage and 100% rent options. I present the pros and cons I found when doing my research.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.economist.com\/graphic-detail\/2018\/08\/09\/global-cities-house-price-index?fsrc=scn\/tw\/te\/bl\/ed\/globalcitieshousepriceindexdailychart\" target=\"_blank\" rel=\"noreferrer noopener\">Global cities house-price index (Economist)<\/a>&nbsp;&#8211; No wonder London ranks high, but I must say Moscow surprised me! Athens on the other hand&#8230; Reminds me of an article I wrote a while ago: <a href=\"https:\/\/www.foxymonkey.com\/property-market-on-sale\/\">How to tell if the property market is on sale.<\/a><\/p>\n\n\n\n<p><a href=\"http:\/\/awealthofcommonsense.com\/2018\/09\/is-real-estate-a-non-correlated-asset-class\/\" target=\"_blank\" rel=\"noreferrer noopener\">Is real estate a non-correlating asset? (A Wealth of Common Sense)<\/a> &#8211;&nbsp;<br>Ben Carlson is looking at the performance of REITs vs S&amp;P 500 after the financial crisis til now. TLDR; there is no high correlation between the two, and REITs (13.5% annualised) can offer a diversification benefit. Why invest privately instead? &#8220;The only problem is no one likes to brag about owning a piece of a&nbsp;<g class=\"gr_ gr_10 gr-alert gr_gramm gr_inline_cards gr_run_anim Grammar only-ins replaceWithoutSep\" id=\"10\" data-gr-id=\"10\">commercial<\/g> real estate through a mutual fund or ETF.&#8221; &lt;- true story!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Books &#8211; Podcasts<\/h2>\n\n\n\n<p><img decoding=\"async\" width=\"150\" height=\"150\" class=\"wp-image-4898 lazyload\" style=\"width: 150px;\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us.jpeg\" alt=\"money-for-the-rest-of-us\" data-srcset=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us.jpeg 400w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us-150x150.jpeg 150w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us-300x300.jpeg 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><noscript><img decoding=\"async\" width=\"150\" height=\"150\" class=\"wp-image-4898 lazyload\" style=\"width: 150px;\" src=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us.jpeg\" alt=\"money-for-the-rest-of-us\" srcset=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us.jpeg 400w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us-150x150.jpeg 150w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/money-for-the-rest-of-us-300x300.jpeg 300w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/noscript><\/p>\n\n\n\n<p><a href=\"https:\/\/moneyfortherestofus.com\/225-invest-fixed-income\/\" target=\"_blank\" rel=\"noreferrer noopener\">[Podcast] How to invest in Bonds and other Fixed Income Securities<\/a>&nbsp;&#8211; 34 min<br>Bonds basics, how to estimate the return on your bonds, owning individual bonds vs owning a bond fund etc. I listen to David Stein not so much for the information he presents but more for his passion and his American voice! Quite a positive guy.<\/p>\n\n\n\n<p><a href=\"https:\/\/tim.blog\/2018\/09\/25\/howard-marks\/\" target=\"_blank\" rel=\"noreferrer noopener\">[Podcast] Tim Ferris interviews Howard Marks<\/a>\u00a0&#8211; 01:58 hours <br>Marks is the Oaktree capital chief ($122 billion AUM). He suggests we keep investing in this overheated market &#8220;but with caution&#8221;.\u00a0 I&#8217;m in the middle of his new book (see below) and in every <g class=\"gr_ gr_40 gr-alert gr_gramm gr_inline_cards gr_run_anim Punctuation only-ins replaceWithoutSep\" id=\"40\" data-gr-id=\"40\">chapter<\/g> I keep asking myself: Isn&#8217;t this market timing?<\/p>\n\n\n\n<p><img decoding=\"async\" width=\"150\" height=\"230\" class=\"wp-image-4891 lazyload\" style=\"width: 150px;\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/315PCMBPgzL._SX323_BO1204203200_.jpg\" alt=\"mastering-the-market-cycle\" data-srcset=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/315PCMBPgzL._SX323_BO1204203200_.jpg 325w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/315PCMBPgzL._SX323_BO1204203200_-195x300.jpg 195w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><noscript><img decoding=\"async\" width=\"150\" height=\"230\" class=\"wp-image-4891 lazyload\" style=\"width: 150px;\" src=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/315PCMBPgzL._SX323_BO1204203200_.jpg\" alt=\"mastering-the-market-cycle\" srcset=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/315PCMBPgzL._SX323_BO1204203200_.jpg 325w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/315PCMBPgzL._SX323_BO1204203200_-195x300.jpg 195w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/noscript><\/p>\n\n\n\n<p><a href=\"https:\/\/www.foxymonkey.com\/recommends\/market-cycles-marks\/\" target=\"_blank\" rel=\"noreferrer noopener\">[Book] Mastering the market cycle &#8211; Howard Marks<\/a><br>His views on how to understand different short-term and long-term cycles of the economy. I believe the most important takeaway is this: Although the economy grows quite steadily every year (2-5%) the stock market fluctuates much more because of corporate earnings volatility, credit availability, and last but not least &#8211; human psychology. A good book. I&#8217;ve enjoyed it so far.<br>His <a href=\"https:\/\/www.oaktreecapital.com\/insights\/howard-marks-memos\" target=\"_blank\" rel=\"noreferrer noopener\">memos<\/a> are also worth reading.<\/p>\n\n\n\n<p><img decoding=\"async\" width=\"150\" height=\"262\" class=\"wp-image-4896 lazyload\" style=\"width: 150px;\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" data-src=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/walton.jpg\" alt=\"Sam Walton - Made in America\" data-srcset=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/walton.jpg 286w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/walton-172x300.jpg 172w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><noscript><img decoding=\"async\" width=\"150\" height=\"262\" class=\"wp-image-4896 lazyload\" style=\"width: 150px;\" src=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/walton.jpg\" alt=\"Sam Walton - Made in America\" srcset=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/walton.jpg 286w, https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/walton-172x300.jpg 172w\" sizes=\"(max-width: 150px) 100vw, 150px\" \/><\/noscript><\/p>\n\n\n\n<p><a href=\"https:\/\/www.foxymonkey.com\/recommends\/sam-walton-walmart\/\" target=\"_blank\" rel=\"noreferrer noopener\">[Book] Sam Walton: Made in America<\/a><br>How Sam Walton built Walmart, written by himself. Walmart is one of the biggest commerce stores in the US and Walton started it from nothing. Quite impressive if you think this guy started from an unknown city and was so hungry, humble and frugal. Good read but only if you like biographies. It&#8217;s also tilted towards commerce, so it can get boring sometimes if you don&#8217;t work in the sector.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Something different<\/h2>\n\n\n\n<p>Here&#8217;s a video I enjoyed. How a City trader making thousands of pounds a month, enjoying winter Chalets in Switzerland etc, left the system to pursue happiness and podcasting!<\/p>\n\n\n\n<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe class=\"lazyload\" width=\"1200\" height=\"675\" data-src=\"https:\/\/www.youtube.com\/embed\/xtJTEbr-CaA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p><a href=\"https:\/\/hbr.org\/2018\/09\/the-1-office-perk-natural-light\" target=\"_blank\" rel=\"noreferrer noopener\">#1 Office perk: Natural light (HBR)<\/a>&nbsp;&#8211; 5 min read<br>Forget the ping pong tables, the free Friday lunch and the &#8216;work from home&#8217;. Natural light, apparently, is the ultimate perk for wellbeing and employees happiness.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.jotform.com\/blog\/the-power-of-doing-nothing-at-all\/\" target=\"_blank\" rel=\"noreferrer noopener\">The power of doing nothing at all (JotForm)<\/a> &#8211; 6 min read<br>Just read the crocodile tale. I won&#8217;t spoil it for you.<\/p>\n\n\n\n<p><em>Any good suggestions for the next Gemfinder? Send me an e-mail at michael@foxymonkey.com.<\/em><\/p>\n\n\n\n<p>PS. Here&#8217;s what I&#8217;ve been watching lately:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"https:\/\/www.netflix.com\/gb\/title\/80118100\">Dirty Money<\/a> (real world money scandals. Hello VolksWagen)<\/li><li><a href=\"https:\/\/www.netflix.com\/gb\/title\/80192098\" target=\"_blank\" rel=\"noreferrer noopener\">La Casa De Papel<\/a>&nbsp;(Money Heist) on Netflix<\/li><li><a href=\"https:\/\/www.channel4.com\/programmes\/catastrophe\" target=\"_blank\" rel=\"noreferrer noopener\">Catastrophe <\/a>&#8211; a funny Channel 4 series<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Another Gemfinder collection for us to devour. The topics are the usual: investing, economics, market psychology etc. As a reminder, the Gemfinder content is evergreen. &#8230; <a title=\"The Gemfinder Q3 2018\" class=\"read-more\" href=\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\" aria-label=\"More on The Gemfinder Q3 2018\">Read more<\/a><\/p>\n","protected":false},"author":2,"featured_media":4909,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[156],"tags":[209,151],"class_list":["post-4877","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-reading","tag-gemfinder","tag-investing"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>The Gemfinder Q3 2018 - Foxy Monkey<\/title>\n<meta name=\"description\" content=\"The Gemfinder lists all important articles, books, podcasts resources I find. Topics are about investing, financial independence and market psychology.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Gemfinder Q3 2018 - Foxy Monkey\" \/>\n<meta property=\"og:description\" content=\"The Gemfinder lists all important articles, books, podcasts resources I find. Topics are about investing, financial independence and market psychology.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\" \/>\n<meta property=\"og:site_name\" content=\"Foxy Monkey\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/FoxyMonkeyClub\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/FoxyMonkeyClub\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-06T07:03:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-11-06T07:03:49+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/gemfinder-q3-18.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"360\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Michael\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@https:\/\/twitter.com\/FoxyMonkey\" \/>\n<meta name=\"twitter:site\" content=\"@FoxyMonkey\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Michael\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\"},\"author\":{\"name\":\"Michael\",\"@id\":\"https:\/\/www.foxymonkey.com\/#\/schema\/person\/6ca5e1293925d70f573a54a0de216dd3\"},\"headline\":\"The Gemfinder Q3 2018\",\"datePublished\":\"2018-11-06T07:03:47+00:00\",\"dateModified\":\"2018-11-06T07:03:49+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\"},\"wordCount\":1371,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.foxymonkey.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/gemfinder-q3-18.jpg\",\"keywords\":[\"gemfinder\",\"investing\"],\"articleSection\":[\"Reading\"],\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\",\"url\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/\",\"name\":\"The Gemfinder Q3 2018 - Foxy Monkey\",\"isPartOf\":{\"@id\":\"https:\/\/www.foxymonkey.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.foxymonkey.com\/gemfinder-q3-2018\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.foxymonkey.com\/wp-content\/uploads\/2018\/11\/gemfinder-q3-18.jpg\",\"datePublished\":\"2018-11-06T07:03:47+00:00\",\"dateModified\":\"2018-11-06T07:03:49+00:00\",\"description\":\"The Gemfinder lists all important articles, books, podcasts resources I find. 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