I only get notifications when my credit changes ( I set to check it every 3 months but I think you can have it checked every month).

I suppose you now want a more robust solution after your experience so I understand that real time alerts for credit searches are important to you but this will likely be a paid service everywhere.

It’s unbelievable really how they can get away with it. I guess the police have bigger fish to fry.

ila does MSE send you notification on ‘credit search/application’ or only when your credit score changes? Ideally, I’d like to know every single time I’m being searched. Cheers!

This is a very important topic and a stuff of nightmares. Especially if you live in London, the postal crime is unbelievable. Our post box is regularly being searched and stuff taken by individuals we know are living nearby and police doesn’t care. The police will literally tell you that they don’t care about your CCTV footage and there is nothing they will do despite the fact that stealing post is a crime! London police…what more to say?

Btw I’m using the MoneySavingsExpert free credit score and it works great. It’s a completely free credit report from Experian and you get notifications too.

I like Credit Karma, simple interface and shows change in your credit score over time. It’s essentially a simple front end looking at the TransUnion credit data. No doubt that the checkmyfile solution is better if it’s pulling from mulitple agencies, but is a free option.

Thanks for the recommendation, Mark. I haven’t heard of Credit Karma but I also use a password manager (LastPass). Peace of mind above all.

I also used to be far too relaxed with online securty: same 2 or 3 passwords and usernames for everything. I now use a password manager (I use Keeper) and now have a strong and unique password for every account. Brilliant for peace of mind.